Medicare prescription drug coverage (Part D) is available to everyone with Medicare. To get Medicare drug coverage, you must join a Medicare drug plan. Plans vary in cost and drugs covered.
Two types of plans offer Medicare prescription drug coverage:
- Medicare Prescription Drug Plans (sometimes called “PDPs”) add drug coverage to Original Medicare, some
Medicare Cost Plans, some Medicare Private Fee-for-Service (PFFS) Plans, and Medicare Medical Savings Account
- Medicare Advantage Plans (like an HMO or PPO) or other Medicare health plans that offer Medicare
prescription drug coverage. You get all of your Part A and Part B coverage, and prescription drug coverage (Part
D), through these plans. Medicare Advantage Plans with prescription drug coverage are sometimes called “MA-PDs.”
Who Can Get Medicare Drug Coverage?
To join a Medicare Prescription Drug Plan, you must have Medicare Part A and/or Part B. To get prescription drug coverage through a Medicare Advantage Plan, you must have Part A and Part B.